Structural Pathways to Equity: How Estate Management, Education & Leadership, and Economic Systems Shape Financial Access and Resilience Among Minority Women Entrepreneurs in the United States

Abstract

In accessing financial capital and sustaining their businesses, minority women entrepreneurs in the United States confront structural barriers. These barriers are influenced by interconnected structural factors, such as systems of residential estate management, opportunities for educational and leadership, and broader economic frameworks. This research explores how these structural areas enable or impede financial access and entrepreneurial resilience. Drawing on the theory of intersectionality, empirical data from U.S. entrepreneurial studies, and a framework for economic justice, the article investigates (1) how estate and housing policies influence access to networks and resources; (2) the role of education and leadership pathways in equipping minority women for competitive business environments; and (3) how economic systems perpetuate or dismantle barriers to capital. The paper contends that addressing financial exclusion necessitates an integrated strategy that takes into account the spatial, educational, and economic determinants of entrepreneurship.