Mary A. Olugbemi-Bello, Ubakaeze Victor Chiagozie, Fatimah Yesuf, & Babajide J. Sunmonu. (2026). AI-Generated Voice Impersonation in Financial Fraud: A Narrative Review and Proposed Payment Verification Protocol. Algora, 3(1), 247–272. https://doi.org/10.63084/algora.v3i1.119